Monthly
premiums in 2011, depending on your income level and year of
enrollment.
Medicare
just announced the 2011 rates for monthly premiums for Part
B coverage of doctor’s visits and outpatient treatment and
Part D coverage of prescription drugs. The big news for next
year:
For the first time, higher-income beneficiaries (about 5% of
all Medicare recipients) will pay a Part D surcharge.
They’ll pay the regular Part D premium to their private
insurance plan and will pay the income-related adjustment to
Medicare. Also, new Medicare beneficiaries in 2011 will pay
higher Part B premiums than current beneficiaries, who are
protected against premium increases in years like this in
which Social Security cost-of-living adjustments aren’t
large enough.
Medicare
Premiums - Pamphlet with
Rules For Higher-Income Beneficiaries
Individuals with modified adjusted gross income less than
$85,000 and married couples filing jointly with less than
$170,000
• Part B premium (first-time Medicare enrollees in 2011):
$115.40 per month
• Part B premium (first-time enrollees in 2010): $110.50 per
month
• Part B premium (enrolled in 2009 or before): $96.40 per
month
• Part D surcharge: none
Individuals with modified adjusted gross income from $85,000
to $107,000 and married couples filing jointly with incomes
from $170,000 to $214,000
• Part B premium: $161.50 per month
• Part D surcharge: $12 per month
Individuals with income from $107,000 to $160,000 and
married couples filing jointly with income from $214,000 to
$320,000
• Part B premium: $230.70 per month
• Part D surcharge: $31.10 per month
Individuals with income from $160,000 to $214,000 and
married couples filing jointly with income from $320,000 to
$428,000
• Part B premium: $299.90 per month
• Part D surcharge: $50.10 per month
Individuals with income of more than $214,000 and married
couples filing jointly with income of more than $428,000
• Part B premium: $369.10 per month
• Part D surcharge: $69.10 per month
See Article in Kiplinger:
http://kiplinger.com/features/archives/medicare-costs-for-2011.html
